So we're only comparing these two companies here. Square and PayPal are the best options if you take payments in-person. Let's take a deeper look at how their pricing compares. PayPal charges an extra monthly fee for some features. So though Square's swipe rates may not be the lowest, you may still find it to be the best value overall. In general, Square offers the most free features out-of-the-box. However, for online transactions, PayPal is the most expensive option. Quick verdict: PayPal offers the lowest rates for in-person transactions. Need developer to make most use of Stripe.Limited POS features not ideal for physical-only businesses.Supports 135+ currencies and dozens of global payment options.But in general, Stripe's focus is on online processing. Stripe also offers a card reader if you occasionally sell in person. If you just need basic checkout buttons that you can implement yourself, Square or PayPal will be the better choice. There are no limitations.īut it may be too much for simpler online shops. Stripe can support any kind of online business, including eCommerce stores, subscription services, apps, B2Bs, and even platforms and marketplaces. But it's best to have a developer to use Stripe to its full potential. It has APIs and software solutions for you to completely customize your checkout experience. Stripe is the most powerful processor for online businesses. Transactions are redirected to be completed on PayPal's site.ĪPI solutions for fully customized checkout experience on your site. Accepts all major cards, digital wallets, and PayPal and Venmo QR code payments. Add-on services or advanced POS plans can get costlyįree mobile POS app.Integrates with popular eCommerce platforms.Add buy buttons, payment links, and QR codes to sell without a website.Offer installment plan to customers, but you're paid upfront.
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